Archive for the ‘Stock Market’ Category

The Best Small Investments

Saturday, August 1st, 2009

Investing even $20 makes a big difference.

Wall Street’s recent cataclysmic events are still unfolding and the entire planet is feeling their aftershocks. For this reason, interest in what is going on in the stock market is rising quickly, even for those who do not normally understand what the stock market is all about, or what Wall Street even has to do with it. Whether you are completely new to this, or at least have a small idea of how the money markets and stock markets function, the purpose of this article is to explain how to get the most out of the best small investments on the stock market, and how a small, single initial investment can easily grow to benefit you on a long term basis, even when right now all you have to invest is some insignificant amount of money like $20 for example.

$20 dollars may not initially sound like a lot, but you can easily put it toward shares in one of many large companies like Harley-Davidson, Intel and even Johnson & Johnson. There are thousands of different options available offering shares below $20. If you invest $100 instead, even more options will open up to you. So now let us take a brief look into investing small, medium and large amounts of money into the stock market.

Let us begin with the initial small investment of $20 dollars.

Are you afraid that it is really not worthwhile to invest such a small amount? One way to invest this money for a grand return is to invest through DRPs, or Dividend Reinvestment Plans. These are also known as Drips. Drips or DRPs and Direct Stock Purchase Plans or DSPs allow you to completely bypass the broker, avoiding the need to pay a commission, by buying directly from the company that you are looking to invest in, or buying from the company’s own unique agents instead. There are more than 1,000 unique major corporations that offer these types of stock plans, and many do not charge a penny in fees. Those that do charge fees usually offer fees that are low enough that it is still quite worthwhile to invest a small mount like $20 or $30 each time that you make investment.

These investments are some of the best small investments that you can make because they are ideal for anyone who is just starting out and is looking to invest only small amounts at a time. Drips will allow you to purchase as often or as infrequently as you like. Once you are in the plan, you can set up automatic payment plans so you can make contributions whenever you like without actually even needing to buy a full share each time. So if you can only invest small amounts each month, invest what you can and every time you accrue enough to buy a share, you can. This is why this is one of the best small investments that you can make – Because every dollar that you invest counts and you can accrue a lot of money slowly to invest in good stocks, even if you cannot always buy a share with each investment.

Photo Credits: 1

Originally posted 2020-12-02 05:02:23. Republished by Old Post Promoter

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Loanio Roundup – P2P Lending and More

Thursday, July 23rd, 2009

What investments are you making?

Good morning readers and welcome to another edition of Loanio’s weekly roundup. Below you’ll find several great articles under the categories of small business, the economy, p2p lending, and investing. We hope you find them helpful and interesting.

The Economy:

  • Smart Money says Traders are Cautious After Mixed Economic Data.
  • Is business truly the business of business? Debates the Economist.
  • Kiplinger writes about Safe Havens in Real Estate.
  • Market Watch says Stocks struggle for stability.
  • NPR announces ‘Tis Not The Season For Retail Jobs.

Small Business:

  • NY Times on Small Business and the Economic Crisis.
  • FT has Doubts that small business will gain.
  • Arizona Republic says company owners explain how they are scrambling to fund operations.
  • The Chronicle Herald publishes these common sense key to success.
  • Brooklyn Daily News writes Grameen America lending women a hand with small business loans.

Peer-to-Peer Lending:

  • South Coast Today on Peer-to-peer lending: Weighing benefits, risks.
  • NPR writes Peer Lending Spreads In Tight Credit Market.
  • Denver Post says Help from friends boosts loan-challenged.
  • P2P Banking on P2P lending companies by loan volume
  • NetBanker in response to P2P Banking with Peer-to-Peer Lending Volumes Worldwide.
  • Propser Lending Review asks How might an Obama/Biden administration change p2p lending?

Investing:

  • Learn the Stock Market and How to Trade on the Investing Market – 10 Better Things To Do With Your Money.
  • Learn a lesson — before you get one by Market Watch on 10 rules for stock market investing.

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Originally posted 2020-11-23 05:19:07. Republished by Old Post Promoter

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Are Stocks a Good Investment?

Friday, July 17th, 2009

The first step that you need to understand when it comes to determining whether or not stocks are a good investment is to understand how stocks work in general. A share of stock is the smallest unit of ownership possible in a company. Owning a share of a company’s stock essentially makes you a partial owner of said company. Determining whether or not stocks are a good investment is not easy as a whole, because some stocks do make good investments while others do not. Determining whether a specific stock is a good investment or not is a completely different matter, because it depends on the company the stock belongs to, the industry that they are in, the market in general, and numerous other factors as well.

Do you thumbs up or thumbs down stock investments?

If you are thinking about investing in stocks and you want to know if stocks are a good investment or not, consider this:

Common stock represents the majority of the stock that is held by the public, offering voting rights and the right to share when it comes to dividends. When you hear or read about “stocks” and the stock market, the stocks they are referring to are common stocks. Preferred stock on the other hand offers fewer rights than common stock except for when it comes to dividends. Companies which issue preferred stock pay consistent dividends, and preferred stock has the first call on any dividends over common stock.

Investors tend to buy preferred stock for the current income from dividends, so it would be wise for you to look for companies that are earning big profits, because then preferred stock can be used to return some of those profits through dividends.

Liquidity is another benefit of common stocks. They are highly liquid in most circumstances. Small and more obscure companies may not necessarily trade on a frequent basis, but most large companies are trading almost daily, which creates ample opportunity for you to buy or to sell shares. Thanks to the stock market, you can now buy or sell the shares of most companies that are traded publicly almost any day that the market is open.

With a good working knowledge of stocks and the stock market, stocks could be a good investment worth considering. However, if you do now have a good knowledge of how the stock market works, you may be better off choosing an investment vehicle with more security behind it. The recent downturn of the stock market is a good example of what is possible, but while it is frightening many stock traders and threatening some jobs, it is not the end of the world. Most savvy stock investors know when to get out, and when to stay in – And this is powerful knowledge if you want to make the most out of a stock portfolio. Stocks can be risky, and may not always be a safe bet, but they can be a good investment vehicle if you invest in the right companies and at the right time.

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Originally posted 2020-11-17 05:59:47. Republished by Old Post Promoter

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Loanio Roundup – Veteran’s Edition

Thursday, July 16th, 2009

Thank you to our Nation's Veterans.

Loanio would like to thank all the men and women who have put their lives on the line to protect America’s freedom and ideals. Your sacrifices and bravery have been beneficial to many and are greatly appreciated.

Below you’ll find links to resources, both blog and news articles on the economy, small business, p2p lending, and investing. We hope you find them helpful in navigating the financial waters of the internet.

The Economy:

Small Business:

Peer-to-Peer Lending:

Investing:

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Originally posted 2020-11-16 05:13:56. Republished by Old Post Promoter

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Loanio Roundup – Congratulations President-Elect Obama

Thursday, July 9th, 2009

President-Elect Obama

Loanio extends its congratulations to President-Elect Obama for running an excellent campaign.

This week’s edition of Loanio’s roundup takes a look at the election and what it means for the economy. What are your thoughts to the issues? We’ve also included several links for business entrepreneurs and on p2p lending for your weekend reading.

The Economy and the Election:

Small Business:

Peer-to-Peer Lending:

  • Diversity Blogs publishes Banking 2.0 (Or At Least a Start)
  • The Credit Infocenter blogs Prosperity of Person-2-Person Lending in Jeopardy
  • Here’s a post on P2P Innovation & the credit crunch by the Better Banking Blog.
  • NPR on Peer Lending Spreads In Tight Credit Market
  • Student Lending Analytics writes Peer to Peer Lending With a Twist: People Capital

Loanio in the News:

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Originally posted 2020-11-09 05:33:00. Republished by Old Post Promoter

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Loanio Roundup – Dia de Los Muertos

Thursday, July 2nd, 2009

Financial State of the Economy

Good morning and welcome to the Dia de Los Muertos edition of Loanio’s roundup. Dia de Los Muertos is a holiday celebration that takes place primarily in Mexico and celebrates the dead. It goes by Day of the Dead in English and correspondingly it matches the Catholic holidays of All Saints Day and All Souls Day. Below you will find links in easy to manage categories on the following topics: the economy, small business, p2p lending, and Loanio. See what people are saying and have a great day.

The Economy:

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Loanio in the News:

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Originally posted 2020-11-02 05:24:16. Republished by Old Post Promoter

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Teens Saving Money

Wednesday, July 1st, 2009

Help your teen build strong money management skills.

One of the best ways to build a strong financial foundation in teens is by starting a savings plan early on. Over the past few years, there have been more teens saving money and the results are clear. When you take the time to teach good financial practices to your children, these skills will carry them through life, helping them to build up a nest egg that they can rely on in the future. If you want to start your kids down this financial path, here are a few tips on how to get your teens saving money now.

1. Set up a reward system.

At first, before the benefits start to kick in, your child may need some extra incentive to start saving money. Try setting up either a reward once they reach a certain dollar amount, or you may even want to offer to match their savings, dollar by dollar. This is a great way to get your teens saving money and offers them some real incentive, as well as hard evidence, that saving is very beneficial. Even if you only add a few dollars to their account at a time, this extra money will help them get motivated and stay focused.

2. Start discussing sound financial principles with your child.

Once you’ve got your teens saving money, it’s a great time to start talking about setting financial goals, and working on the follow through. For example, you can ask your child to set a goal as to what they would like to be able to buy, that they cannot afford right now. This helps them see the value of the hard work they are putting in towards saving for that item and once again, will keep them motivated. However, it is important that they understand that spending all that they have saved up isn’t the best solution and that they should have long term goals, as well as short term goals.

3. Take them to the next level.

Once you have your teens saving money and they are learning more about goal setting, you can take their lessons to the next level by incorporating information about setting up more than one stream of income. Help them to set up a portfolio, use a p2p lending service like Loanio to lend money, or open a high yield savings account for them so that they can start to watch their money grow. This is also a good time to start talking about investments with your teen, even if they can’t quite make their own just yet.

4. Get them interested in continuing education.

One of the best ways to get your teens saving money is by teaching them how the stock market works and how they can add to their savings account easily. There are numerous online sites that will provide users with free example “money” that can be used to invest in theoretical stocks. This is a great training method that has no risk, but can be incredibly useful in teaching lessons about stocks. You may even want to take part in these yourself and set up a competition to see who can make the best theoretical picks.

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Originally posted 2020-10-31 04:55:15. Republished by Old Post Promoter

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Loanio Roundup – The Economy, Small Business, Loans, and P2P Lending

Thursday, June 25th, 2009

The Economy, Small Business, Loans, and P2P Lending

Welcome to the fourth edition of Loanio’s roundup. There’s more on the peer to peer lending industry in this post with several links for small business entrepreneurs to check out as well. Browse through and make sure you’re up to date on all the financial information. Might want to grab a coffee first.

We hope the remainder of your weekend is great!

The Economy:

Small Business:

Peer-to-Peer Lending:

Loanio in the News:

Photo Credit: 1

Originally posted 2020-10-26 05:40:29. Republished by Old Post Promoter

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  • Loanio Roundup – Credit and P2P Lending /caption] Welcome to the third edition of the Loanio Roundup. This edition looks at what is going on in P2P lending, the economy, and more. There are some links on college financing and a swift look at the auto industry. Browse the links below and tell us what you think…….
  • How do Savings Bonds Work /caption] Are you wondering why you should invest in United States savings bonds, or how savings bonds work? This is a question that not enough people are considering these days, because most people are pressing their luck instead by gambling with stocks and other investments. So many people are turning……
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Loanio Roundup – Credit and P2P Lending

Thursday, June 18th, 2009

Credit and P2P Lending

Welcome to the third edition of the Loanio Roundup. This edition looks at what is going on in P2P lending, the economy, and more. There are some links on college financing and a swift look at the auto industry. Browse the links below and tell us what you think. What are you most interested in hearing about? Have a good weekend!

The Economy:

  • Market Watch tells U.S. stocks slammed again; economic data come in bleak.
  • Business Week writes making Wall Street pay?
  • Kiplingers says heed the wake-up call.
  • New storm hits markets says FT. Is it too late?

Auto:

  • Auto dealers wait for sales rebound says Orlando Business Journal.

College:

  • Student Online Tips asks why the need to consolidate student loans?
  • Top Student Loans writes student loans – what you need to know about applying for student loans.
  • Scholarship Website talks all about student loans.
  • Geared Investor offers up reasons why you shouldn’t pay of student loans early.

Peer-to-Peer Lending:

  • Nice Words writes about the rise of peer-to-peer online lending.
  • New York Times talks about how in credit crisis, some turn to online peers for cash.
  • Wall Street Journal briefly mentions p2p lending in mortgage lending for sellers.
  • The Experience Economy discusses peer to peer: why P2P is better than capitalism an interview with Michel Bauwens.
  • Zopa shuts down US branch says Rate Ladder.
  • Making Money says he’s lending $1000 in The Street.com through p2p lender sites.

Loanio in the News:

  • US News says Credit Crunch? Your Move, Peer Lending
  • Loanio briefly mentioned in Finextra’s P2P lender Zopa reports soaring uptake as credit crunch bites
  • Banktech writes Loanio.com rolls out peer-to-peer lending platform.
  • Free Signal says just-launched P2P lender Loanio joins Finovate Conference Demo lineup.
  • Nuwire Investor posts Loanio.com Lowers the Risk in “High-Risk.”
  • Peer-to-peer lending: Weighing the benefits, risks of borrowing from strangers, friends by Yahoo! Finance.

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Originally posted 2020-10-19 05:45:40. Republished by Old Post Promoter

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